More Profits with installment payments by easyCredit-Ratenkauf
Installment purchase is the perfect payment method for online shops, at the point of sale, and in direct sales through financing amounts from €200 to €10,000.
Product Details of easyCredit-Ratenkauf
With easyCredit-Ratenkauf, we offer you and your customers a fast and convenient installment payment solution, for transactions between 200 and 10,000 Euros. Quick and straightforward completion by the customer with real-time credit decisions. At the Point of Sale, in E-Commerce, and in Direct Sales.
| Target Audience | Customers aged 18 and above, residing in Germany. Creditworthiness required. No general rejection of retirees or based on age. Self-employed individuals excluded. |
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| Financing Amount | 200 – 10,000 € |
| Term | 2 – 60 months |
| Installment | Min. 20 € |
| Interest rate | Fixed interest rate throughout the entire term, independent of creditworthiness and duration. |
| SCHUFA-Request | Conducted solely in the form of a condition inquiry. |
| Revocation | For the revocation of financing: 2 weeks from order completion, in writing. |
| Special repayment | Use for automatic installment reduction, use for term shortening upon explicit customer request, always free of charge. Note: Payments < 3 installments do not constitute special repayment; use for advance payment of installments. |
| Settlement amount | Possible at any time, free of charge and without observing deadlines. |
| Installment increase | No installment increase possible. |
| Installment plan change |
Appointment rescheduling : 1st to the 15th of a month or vice versa
Deferral : up to 1 month Suspension of the installment
Bridging rate : temporary rate reduction once in 12 months (2-3 months by 20% to 50%)
Term extension : by at least 3 to max. 36 months
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| Cash flows |
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| Schedule | Delivery: max. 22 weeks after order 1st installment: on the first of the month, min. 30 days after delivery, Payout after 16 banking days |
| Customer service & advice for installment purchase customers |
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These companies already offer easyCredit-Ratenkauf to their customers
Benefit from the experiences of already convinced customers and experts
Your Benefits at a Glance
With easyCredit installment payment options, you can boost your revenue while enjoying seamless processing and comprehensive service from easyCredit.
Benefits for Your Customers at a Glance
With easyCredit installment payment options, your customers enjoy a simple and fair way to pay.
